Effective
Checking Account Rates
| Account | APY | Min. Bal. to Open | Min. Bal. to Earn APY | Interest |
|---|
| First With Us |
.50 |
$2,500 |
$250,000 |
.50 |
| First With Us |
.25 |
$2,500 |
$100,000 |
.25 |
| First With Us |
.10 |
$2,500 |
$25,000 |
.10 |
| First With Us |
.05 |
$2,500 |
$2,500 |
.05 |
| First Plus Checking |
.05 |
$1,000 |
$10,000 |
.05 |
| First Plus Checking |
.05 |
$1,000 |
$5,000 |
.05 |
| First Plus Checking |
.05 |
$1,000 |
$1,500 |
.05 |
| First Premium Checking |
.05 |
$2,500 |
$2,500 |
.05 |
| First Premium Checking |
.10 |
$2,500 |
$25,000 |
.10 |
| First Premium Checking |
.15 |
$2,500 |
$50,000 |
.15 |
| First Premium Checking |
.25 |
$2,500 |
$100,000 |
.25 |
| Checking |
0 |
0 |
0 |
0 |
Savings Account Rates
| Account | APY | Min. Bal. to Open | Min. Bal. to Earn APY | Interest |
|---|
| Passbook Savings |
.05 |
$25 |
$25 |
.05 |
| Christmas Club |
.05 |
$1 |
$25 |
.05 |
| Money Fund |
.10 |
$1,000 |
$1,000 |
.10 |
Certificate of Deposit Account Rates
| Account | APY | Min. Bal. to Open | Min. Bal. to Earn APY | Interest |
|---|
| 6 Month CD |
.20 |
$1,000 |
$1,000 |
0.20 |
| 1 Year CD |
.30 |
$1,000 |
$1,000 |
030 |
| 2 Year CD |
.75 |
$1,000 |
$1,000 |
.75 |
| 3 Year CD |
1.00 |
$1,000 |
$1,000 |
1.00 |
| 5 Year CD |
1.50 |
$1,000 |
$1,000 |
1.49 |
| Eight Year CD |
2.25 |
$1,000.00 |
$1,000.00 |
2.23 |
| Jumbo CD (182 Days) |
.25 |
$100,000 |
$100,000 |
.25 |
| Jumbo CD (1 Year) |
.40 |
$100,000 |
$100,000 |
.40 |
| Jumbo CD (2 Year) |
0.90 |
$100,000 |
$100,000 |
0.90 |
| Jumbo CD (5 Year) |
1.65 |
$100,000 |
$100,000 |
1.64 |
| Jumbo CD (8 Year) |
2.35 |
$100,000 |
$100,000 |
2.325 |
IRA Rates
| Account | APY | Min. Bal. to Open | Min. Bal. to Earn APY | Interest |
|---|
| IRA (6 Months) |
.25 |
$1,000 |
$1,000 |
0.25 |
| IRA (1 Year) |
.40 |
$1,000 |
$1,000 |
0.40 |
| IRA (18 Months) |
0.75 |
$1,000 |
$1,000 |
0.75 |
| IRA (3 Year) |
1.10 |
$1,000 |
$1,000 |
1.09 |
| IRA (5 Year) |
1.55 |
$1,000 |
$1,000 |
1.54 |
| IRA Access Fund |
.05 |
$1,000 |
$1,000 |
0.05 |
|
