Mortgage Team | First Federal Savings & Loan (Pascagoula, MS)

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Meet the Team

Some of the best lenders on the gulf coast work for us!

First Federal has dedicated itself to the well-being of our community and employee team.  We take pride in having loan officers who can provide advice and answer questions on how to make the most of your mortgage.  Our passion for responsible lending is what we've built our reputation on and why we've been successful with mortgage lending for over 60 years.  Whether you apply online or in-person, you'll be working with a local loan officer.  We want the very best for you and your family, and we're honored to assist you with your mortgage needs. 

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Our Mortgage Team


Carolyn Belton

Loan Officer, Pascagoula
NMLS# 412106

EMAIL CAROLYN * Apply With Carolyn


Billy R. Booth

Assistant Vice President/Branch Manager, Gautier
NMLS# 412107

EMAIL BILLY * Apply With Billy



Tina Cochran

Vice President/Branch Manager, Hurley
NMLS# 412101

EMAIL TINA * Apply With Tina


Adam Haygood

Loan Officer, Pascagoula
NMLS# 1616154

EMAIL ADAM * Apply With Adam



Kristy Johnson

Assistant Vice President/Branch Manager, Vancleave
NMLS# 412108

EMAIL KRISTY * Apply With Kristy


Richard Perkins

Assistant Vice President/Branch Manager, Moss Point
NMLS# 852010

EMAIL RICHARD * Apply With Richard



Teresa Tanner

Vice President/Branch Manager, Ocean Springs
NMLS# 412105

EMAIL TERESA * Apply With Teresa


Samuel Stauter

Loan Officer/Assistant Branch Manager, Ocean Springs
NMLS# 1234899

EMAIL SAM * Apply With Sam



*Please do not submit personal, confidential or account information via email.

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