Checking Account Rates
| Account | APY | Min. Bal. to Open | Min. Bal. to Earn APY | Interest |
|---|
| Legacy Checking |
6.00% |
$25.00 |
$00.01 |
5.85% |
| First4Me Checking |
5.00% |
$25.00 |
$00.01 |
4.89% |
|
First Choice Money Market
|
1.00% |
$10,000.00 |
$10,000.00 |
1.00% |
|
First Choice Money Market
|
1.25% |
$10,000.00 |
$100,000.00 |
1.25% |
|
First Choice Money Market
|
1.50% |
$10,000.00 |
$250,000.00 |
$1.50% |
Savings Account Rates
| Account | APY | Min. Bal. to Open | Min. Bal. to Earn APY | Interest |
|---|
| First Catastrophe Savings |
0.25% |
$1,000.00 |
$1,000.00 |
0.25% |
| Passbook Savings |
0.02% |
$25.00 |
$20.00 |
0.02% |
| Christmas Club |
0.02% |
$1.00 |
$20.00 |
0.02% |
| Money Fund |
0.05% |
$1,000.00 |
$20.00 |
0.05% |
Certificate of Deposit Rates*
| Account | APY | Interest |
|---|
| 6 Month CD |
1.50% |
1.49% |
| 7 Month Smart Rate CD - LIMITED OFFER |
3.50% |
3.50% |
|
13 Month Smart Rate CD
$10,000.00 minimum- LIMITED OFFER
|
4.25% |
4.17% |
| 1 Year CD |
2.50% |
2.47% |
| 2 Year CD |
1.50% |
1.49% |
| 3 Year CD |
1.85% |
1.83% |
| 4 Year CD - LIMITED OFFER |
1.60% |
1.59% |
| 5 Year CD |
1.75% |
1.74% |
| 6 Year CD - LIMITED OFFER |
1.45% |
1.44% |
| 8 Year CD - LIMITED OFFER |
1.50% |
1.49% |
| 5 Month CD - LIMITED OFFER |
5.00% |
5.00% |
**Minimum Balance to open 5 month CD is $50,000.00. Interest is simple and pays at maturity. APY assumes principal remains on deposit.
*Minimum Balance to Open and Earn APY is $10,000.00. APY assumes principal and interest remain on deposit. Early withdrawal penalties apply. Fees could reduce the earnings on the account.
Jumbo Certificate of Deposit Rates***
| Account | APY | Interest |
|---|
| 6 Month Jumbo CD |
1.60% |
1.59% |
| 1 Year Jumbo CD |
2.60% |
2.57% |
| 2 Year Jumbo CD |
1.60% |
1.59% |
| 3 Year Jumbo CD |
1.95% |
1.93% |
| 5 Year Jumbo CD |
1.85% |
1.83% |
| 8 Year Jumbo CD |
1.60% |
1.59% |
***Minimum to Open and Earn APY is $100,000.00. APY assumes principal and interest remain on deposit. Early withdrawal penalties apply. Fees could reduce the earnings on the account.
| Account | APY | Min. Bal. to Open | Min. Bal. to Earn APY | Interest |
|---|
IRA Rates
| IRA Access Fund |
0.02% |
$1,000.00 |
$500.00 |
0.02% |
| 6 Month IRA CD |
1.50% |
$1,000.00 |
$1,000.00 |
1.49% |
| 1 Year IRA CD |
2.50% |
$1,000.00 |
$1,000.00 |
2.47% |
| 18 Month IRA CD |
2.60% |
$1,000.00 |
$1,000.00 |
2.57% |
| 3 Year IRA CD |
1.85% |
$1,000.00 |
$1,000.00 |
1.83% |
| 5 Year IRA CD |
1.75% |
$1,000.00 |
$1,000.00 |
1.74% |
|
